Independent · Eden Prairie, MN
Know what you are covered for, before you need it.
Todd shops multiple carriers for your home, auto, business, and recreation coverage, then walks you through the options in plain language so you can choose with your eyes open.
- Multiple carriers, one agent
- Minnesota only
- No phone tree
Mon-Fri 8am-5pm, evenings by appointment
Tell Todd what you need covered
Send the details and Todd answers you himself. No call center in between.
Rather just talk? Call (612) 500-5215
Your details go to Todd only. No mailing list, no third parties.
Why Todd
An independent agent, not a call center.
Todd owns the agency, writes the policies, and answers the phone. That is the whole model, and it is the reason nothing gets lost between you and your coverage.
Independent, multiple carriers
Todd is not tied to one company. He shops multiple carriers and compares real options side by side, so the recommendation fits your situation instead of a sales quota.
You talk to Todd
One direct line, no phone tree. When you call, you reach the person who wrote your policy and knows your situation, whether you have a question or a claim.
Minnesota only
Hail, wind, ice dams, deer on the county roads, boats on the lake. Todd writes coverage for the risks Minnesota households and small businesses actually face.
Find your coverage
Three clear routes.
Pick the one that sounds like you. It drops straight into the form at the top of the page, and Todd takes it from there.
Home & Auto
Personal coverage for your house, your vehicles, and everything riding on them.
- Homeowners coverage built for hail, wind, and winter
- Personal auto with deer collision protection
- Umbrella liability options above both policies
- One agent for the whole household
Business
Small-commercial lines for Minnesota owners, contractors, and trades.
- Business owners policy (BOP)
- Commercial auto for work trucks and vans
- Workers compensation
- Commercial property coverage
Recreation
Coverage for the lake, the trail, the campground, and the family dog.
- Boat and watercraft
- RV and motorhome
- ATV and powersports
- Travel trailer and camper
- Pet insurance
How it works
The right coverage, clearly marked.
Three steps, no runaround, and a person on the other end of every one of them.
Tell Todd what you have
Call or send the form. If you have your current declarations page, that is the easiest place to start, and if you do not, Todd will ask the handful of questions that get to the same place.
Todd shops multiple carriers
He is independent, so he is not selling one company's menu. He puts real options next to each other: coverage limits, deductible structures, and what each one actually costs.
You see the options side by side
Todd walks you through them in plain language, tells you what he would change and what is fine as it is, and you decide. Then you keep his direct number.
The full menu
Twelve coverage types, one agent.
Personal, small-commercial, and recreation lines all sit with Todd, so nobody has to explain the whole picture twice.
Reviews
What working with Todd sounds like.
“A hailstorm went through our neighborhood and I had no idea how our wind and hail deductible worked. Todd walked me through the policy line by line before we filed anything. First agent who ever explained it in plain English.”
“We hit a deer on County Road 37 in November. One call to Todd, he told us exactly what was covered and what to do next. No phone tree, no case number runaround, just Todd.”
“I run a small drywall crew and my old policy had my guys classified wrong. Todd caught it at our first review, fixed the class codes, and got the audit squared away. He actually understands how a trades business runs.”
These are sample reviews written to show how the page works. Real client reviews are pending Todd's approval before anything goes live.
Where Todd writes
Six communities, northwest metro.
Todd's office is on Center Prairie Drive in Eden Prairie, and he writes across the northwest Twin Cities metro. Local matters here: the hail map, the lake, and the county roads all change what your policy should say.
Talk to Todd
Bring him what you have now.
Tell Todd what you are carrying today and he will tell you straight what is worth changing and what is fine as it is. No pressure, no phone tree, and no starting over with a stranger at renewal.