Our Services
Twelve personal, small-commercial, and recreation coverage types, all written by Todd.
Homeowners Insurance
Coverage matched to Minnesota houses: hail, wind, ice dams, and frozen pipes, with the deductibles explained in plain English.
Learn more →Personal Auto Insurance
Auto coverage for Minnesota driving: winter roads, deer on the county highways, and commutes on 494 and 169.
Learn more →Commercial Auto Insurance
Trucks, vans, and work vehicles covered properly, whether you run one pickup or a small fleet across the metro.
Learn more →Business Owners Policy (BOP)
Property and liability coverage bundled for small Minnesota businesses, from shops and offices to trades.
Learn more →Workers Compensation
Required coverage for Minnesota employers, set up correctly the first time and adjusted as your crew changes.
Learn more →Commercial Property Insurance
Buildings, equipment, and inventory protected against hail, wind, fire, and winter damage.
Learn more →Umbrella Insurance
An extra layer of liability protection above your home, auto, and boat policies, usually for less than you expect.
Learn more →Boat & Watercraft Insurance
Fishing boats, pontoons, and runabouts covered on the water, on the trailer, and in winter storage.
Learn more →RV & Motorhome Insurance
Motorhomes and RVs covered on the road, at the campground, and parked at home through the off-season.
Learn more →ATV & Powersports Insurance
ATVs, UTVs, and snowmobiles covered for trail riding, hauling, and everything Minnesota throws at them.
Learn more →Travel Trailer & Camper Insurance
Campers and travel trailers protected at the campsite, on the highway, and in storage between trips.
Learn more →Pet Insurance
Help with vet bills when your dog or cat needs surgery, treatment, or an unexpected emergency visit.
Learn more →